Do I need travel insurance for Japan?

Travel insurance is strongly recommended for Japan. Healthcare costs for uninsured visitors can run into tens of thousands of dollars.

How much travel insurance coverage do I need for Japan?

For Japan we recommend a minimum of USD 100,000 in medical coverage, plus trip cancellation and emergency evacuation cover.

What is the emergency number in Japan?

In Japan the emergency number is 119 (ambulance and fire) / 110 (police).

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Japan Travel Insurance: Cost, Coverage & Requirements (2026)

Travel insurance for Japan: recommended minimum USD 100,000 medical cover, emergency number 119 (ambulance and fire) / 110 (police), insurance is strongly recommended though not legally required.

Japan's healthcare is world-class but expensive for non-residents — hospitals charge full uninsured rates and require upfront payment. English-speaking facilities are concentrated in Tokyo, Osaka and Yokohama.

Common travel risks in Japan

Earthquakes and tsunami risk on all coasts
Typhoons August–October across southern Japan
Ski injuries in Hokkaido and Nagano resorts
Heatstroke during Tokyo and Osaka summers (July–August)

Safety tips for visiting Japan

Download the NHK World disaster alert app before arrival
Carry insurance documents translated into Japanese where possible
Confirm ski-resort policy covers off-piste — Japan's powder draws heavy backcountry claims
Keep cash on hand — many clinics still refuse foreign credit cards

Related Japan resources

Japan passport photo Japan visa photo Japan photo checker