Do I need travel insurance for China?

Travel insurance is strongly recommended for China. Healthcare costs for uninsured visitors can run into tens of thousands of dollars.

How much travel insurance coverage do I need for China?

For China we recommend a minimum of USD 100,000 in medical coverage, plus trip cancellation and emergency evacuation cover.

What is the emergency number in China?

In China the emergency number is Varies by country — see the dedicated section below.

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China Travel Insurance: Cost, Coverage & Requirements (2026)

Travel insurance for China: recommended minimum USD 100,000 medical cover, emergency number Varies by country — see the dedicated section below, insurance is strongly recommended though not legally required.

Asia's medical infrastructure varies widely — Singapore, Japan and South Korea rival the world's best, while remote regions of Southeast Asia and Central Asia rely on basic clinics that cannot handle major trauma.

Common travel risks in China

Motorbike and scooter accidents — the single largest claim category
Food and water-borne illness in tropical regions
Typhoons and monsoon flooding May–October
Trekking accidents at altitude in Nepal, Bhutan and northern India

Safety tips for visiting China

Confirm your policy explicitly covers motorcycles and scooters before renting
Drink sealed bottled water and avoid ice from unverified sources
Check monsoon and typhoon forecasts before island-hopping
Carry a printed insurance certificate — many rural clinics cannot verify digital policies

Related China resources

China passport photo China visa photo China photo checker