Do I need travel insurance for Australia?

Travel insurance is strongly recommended for Australia. Healthcare costs for uninsured visitors can run into tens of thousands of dollars.

How much travel insurance coverage do I need for Australia?

For Australia we recommend a minimum of USD 100,000 in medical coverage, plus trip cancellation and emergency evacuation cover.

What is the emergency number in Australia?

In Australia the emergency number is 000 (Australia) / 111 (New Zealand) / 911 in most Pacific nations.

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Australia Travel Insurance: Cost, Coverage & Requirements (2026)

Travel insurance for Australia: recommended minimum USD 100,000 medical cover, emergency number 000 (Australia) / 111 (New Zealand) / 911 in most Pacific nations, insurance is strongly recommended though not legally required.

Australia and New Zealand operate excellent public health systems with reciprocal agreements for a handful of countries. Pacific island nations rely heavily on medical evacuation to Australia, New Zealand or Hawaii for serious cases.

Common travel risks in Australia

Marine stingers, sharks and other ocean hazards on tropical coasts
Sunburn and dehydration in remote Outback regions
Cyclones November–April across the South Pacific
Adventure-sport injuries (skydiving, bungee, scuba)

Safety tips for visiting Australia

Swim only between the red-and-yellow flags on patrolled beaches
Carry at least 3 L of water per person per day in remote regions
Confirm policy adventure-sport add-on before scuba, skydiving or bungee
Register travel itinerary with your embassy for remote Pacific destinations

Related Australia resources

Australia passport photo Australia visa photo Australia photo checker